Truck accident lawsuits allow injured victims to hold negligent truck drivers, trucking companies and other parties accountable for catastrophic injuries. Settlements and verdicts often reach well into six or seven figures. Find out if you may qualify to file a claim.

Hurt In a Truck Accident? Explore Your Legal Options

What Is a Truck Accident Lawsuit?

A truck accident lawsuit is a personal injury claim that seeks compensation for injuries or death caused by a commercial truck crash. An injured person may seek payment for medical care, lost income, damaged property, pain and suffering, and other losses. If the crash was fatal, family members may be able to pursue a wrongful death claim.

These cases can be more complicated than ordinary car accident claims because several businesses may have contributed to placing the truck and its cargo on the road. The truck driver, motor carrier, maintenance provider, cargo company or parts manufacturers may share responsibility. Federal safety rules may also apply, although the lawsuit itself is generally governed by state law.

If you or a loved one were involved in a truck accident, Consumer Notice can connect you with experienced truck accident lawyers for a free case review.

Who Is Liable in a Truck Accident?

Liability in a truck accident depends on what caused the crash and the relationship between the people and companies involved. A claimant generally must show that a party had a duty to act with reasonable care, breached that duty and caused compensable harm.

Potentially liable parties may include:
  • Truck driver: A driver may be liable for speeding, distracted driving, impairment, fatigue, unsafe lane changes or other careless conduct.
  • Trucking company or motor carrier: A carrier may be responsible for its employee’s conduct or for negligent hiring, training, supervision, scheduling, inspection or maintenance. Federal hours-of-service rules generally limit a property-carrying driver to 11 hours of driving after 10 consecutive hours off duty.
  • Cargo shipper or loader: A business that overloads a trailer or fails to secure cargo may share liability when shifting or falling freight contributes to a crash.
  • Maintenance contractor: A repair shop or contractor may be responsible when inadequate inspection or repair causes a brake, tire, steering or mechanical failure.
  • Truck or parts manufacturer: A manufacturer or seller may face a product liability claim if a defective truck, trailer or component contributed to the collision or worsened the injuries.

A lawyer may review contracts, dispatch records, payroll documents and insurance filings to identify the proper defendants. They can also research whether there were traffic safety violations. Once the defendants are identified, a lawyer can properly file your truck accident lawsuit.

Comparative Negligence

You may still qualify for compensation if you were partly responsible for the crash, but the result depends on state law. Under a comparative negligence or fault system, the court assigns each party a percentage of responsibility and may reduce the injured person’s recovery by that percentage. Some states bar recovery when the injured person reaches a specified share of fault. A few states follow contributory negligence rules that can prevent recovery for even a small share of responsibility.

For example, if damages total $500,000 and the injured person is found 20% at fault, a pure comparative fault calculation would reduce the recovery to $400,000. Because the rules differ by state, an attorney can explain how local law applies to a specific crash.

Accident Site Investigations

Investigations of the accident site are a key part of building your case, and a competent attorney will perform a thorough accident investigation. It’s important to contact a lawyer as soon as you can to help preserve critical evidence.

Many trucks contain event data recorders, known as “black boxes,” that may provide evidence of actions the truck driver did or didn’t take in the moments before the crash. This can help forensic investigators determine how the accident occurred.

To reconstruct the accident, investigators can also examine a variety of other evidence, including the directions and lengths of skid marks, points and angles of impact, and the weight and dimensions of each vehicle. They may even conduct crash tests to try to recreate the accident.

Injured as a result of a truck accident?

How to File a Truck Accident Lawsuit

You may have grounds for a truck accident claim if you were injured or lost a loved one because a truck driver or another party acted negligently. A lawyer can investigate the crash, identify the responsible parties and determine which state’s law and filing deadline apply.

Deadlines vary by state and by the type of defendant. For example, claims involving a government-owned vehicle may have shorter notice requirements and deadlines. Missing a statute of limitations can end a claim, so it is important to speak to a lawyer about your case-specific deadline as soon as possible.

Basic steps after a truck crash include:
  1. Seek medical care. Prompt treatment protects your health and creates records connecting your injuries to the collision.
  2. Preserve evidence. Save photos, videos, witness information, medical bills, repair estimates, wage records and all messages from insurers.
  3. Avoid giving a statement. Avoid giving recorded statements or signing a broad release before speaking to a lawyer about how it could affect your claim.
  4. Consult a truck accident attorney. A lawyer can investigate potential violations, calculate damages, negotiate with insurers and file a lawsuit if the claim does not settle.

A formal lawsuit usually begins with a complaint filed in the appropriate court. The defendants then respond, the parties exchange evidence during discovery and settlement discussions may continue. If the parties cannot agree, the case may proceed to trial.

Truck accident with car

Notable Truck Accident Verdicts

Truck accident verdicts can be substantial when a crash causes death, permanent disability or other catastrophic harm. Accident cases often settle before they reach trial.

If you receive a verdict, it’s not guaranteed that you will receive the full verdict amount. Trial awards may be reduced, appealed or reversed, and prior verdicts may not predict the outcome of another case, since each one is unique.

Year
Location
Jury Verdict and Final Award
Brief Facts
2026 TexasThe jury verdict was $604 million, and there hasn’t been any indication that it was reduced or appealed. Three people were killed and several people were injured in a truck crash.
2024MissouriThe jury verdict was $462 million, with $30 million paid by the company and the rest by insurance.The verdict went to the families of two men killed in a crash with a nearly stopped tractor-trailer.
2019OregonThe jury awarded $26.5 million in May 2019, and a judge upheld the verdict in October 2019. A jury found trucking defendants liable after a head-on collision killed a 30-year-old woman in 2016.
2019ConnecticutThe Stamford jury awarded $15 million, and there is no research that shows it has been reduced or appealed. A jury awarded damages to a driver who suffered lasting injuries after an 80,000-pound tractor-trailer rear-ended his vehicle in 2014.
2018CaliforniaA jury awarded $52.84 million to two brothers, including $33.6 million to driver Matthew Lennig and $19.2 million to Michael Lennig. Instead of appealing, The trucking company, CRST, agreed to a post-trial settlement for an undisclosed amount. Two brothers received damages for traumatic brain and other injuries after a tractor-trailer crossed the center line and hit their car head-on.
Injured as a result of a truck accident?

What’s the Average Truck Accident Settlement?

Because many settlements are confidential and publicly reported results tend to emphasize unusually large cases, it’s hard to pinpoint a national average. A settlement could cover limited medical bills or be up to seven figures or more. Settlement amounts typically depend on the injuries, available insurance and strength of the evidence.

Factors that can affect truck accident compensation include:
  • Injury severity and prognosis, including future medical treatment, rehabilitation and long-term care
  • Past and future lost income and reduced earning capacity
  • Pain, disability, disfigurement and loss of enjoyment of life
  • Property damage and other documented out-of-pocket losses
  • The degree of fault assigned to each party
  • The number of liable defendants and the insurance or assets available
  • Whether the conduct supports punitive damages under state law

Because commercial coverage policy limits can be higher than an ordinary auto policy, settlement amounts may be higher for a truck accident than a traditional car accident, especially with catastrophic injuries. However, required limits vary by the carrier’s operations, cargo and vehicle.

The Federal Motor Carrier Safety Administration (FMCSA) explains that insurance requirements depend on the entity, operating authority, cargo and vehicle type. Policy limits may cap what an insurer pays, although additional defendants or coverage may be available in some cases.

Frequently Asked Questions

No, not always. The trucking company may be liable for its own negligence or for an employee driver’s conduct, but responsibility may fall on the driver, cargo loader, maintenance company, manufacturer or another driver not in the truck. More than one party can share fault.
The statute of limitations varies by state and claim type. Special notice deadlines may apply when a government vehicle or agency is involved. Ask a lawyer about the deadline sooner rather than later to prevent you from filing a claim too late.
You don’t need a lawyer to file a claim; however, truck accidents can be complicated as they often involve several defendants, state laws and insurance disputes. An experienced lawyer can preserve evidence, identify coverage, navigate state law and handle negotiations or litigation.
You may still recover compensation in many states, but your award may be reduced by your percentage of fault. Some states prevent recovery if you are 50% or more at fault. A few use stricter contributory negligence rules. A lawyer can help you navigate contributory negligence law.

Please seek the advice of a qualified professional before making decisions about your health or finances.

Michelle Llamas, BCPA
Written By Michelle Llamas, BCPA Senior Writer

Michelle Llamas has written about products that affect consumer health and safety for more than 10 years. Medical journals and news outlets have cited and published her work. She is passionate about educating consumers and empowering them to become their own advocates.

Renée Deveney
Edited By Renée Deveney Senior Content Editor
Whitney Ray Di Bona, Esquire
Reviewed By Whitney Ray Di Bona, Esquire Attorney & Consumer Safety Advocate

Consumernotice.org adheres to the highest ethical standards for content production and references only credible sources of information, including government reports, interviews with experts, highly regarded nonprofit organizations, peer-reviewed journals, court records and academic organizations. You can learn more about our dedication to relevance, accuracy and transparency by reading our editorial policy.

  1. United States Securities and Exchange Commission. (2025, October 9). Wabash National Corporation Form 8-K. Retrieved from https://www.sec.gov/Archives/edgar/data/879526/000087952625000050/wnc-20251009.htm?_sp=261ec9b1-8b78-4b25-a521-2e10538fe544.1789667571310
  2. Federal Motor Carrier Safety Administration. (2022, March 28). Summary of Hours of Service Regulations. Retrieved from https://www.fmcsa.dot.gov/regulations/hours-service/summary-hours-service-regulations
  3. Federal Motor Carrier Safety Administration. (n.d.). Insurance Filing Requirements. Retrieved from https://www.fmcsa.dot.gov/registration/insurance-filing-requirements